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School Reports in South Fulton, Douglasville and Snellville, Georgia

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
A	Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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Denise Amory, REALTOR®, real estate agent and broker for South Fulton, Douglasville and Snellville, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Denise Amory
RE/MAX METRO ATLANTA
1189 S. Ponce deLeon Ave
Atlanta, GA 30306
Cell: 770-833-2167
Office: 404-371-4419
Fax: 404-601-7394
deniseamory@NUMBER1EXPERT.com

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